![]() The 21-day grace period does not apply to a balance transfer. Interest accrues from the date the transfer amount is charged to a Vancity Visa Card Account. Balance transfer amounts do not qualify for Vancity Rewards points and are only allowed in Canadian currency between Canadian financial institutions. To be eligible for a balance transfer, your account must be in good standing at the time of processing. Your balance transfer will be processed within 7-10 business days from the date the request is received.Request your balance transfer by calling us at 60 or 1-80 (toll-free).Transfer all or part of your balance from another bank to a Bendigo Bank credit card. You can transfer any amount up to your available credit limit, at any time 2. A balance transfer is a way to consolidate your credit card debt. Log in to the Manage my Visa card website to see how much credit you have available on your enviro Visa card.If youre paying interest on other credit or store cards, our balance transfer card. Transferring high-interest credit card balances to your enviro Visa card is simple: At TSB, our balance transfer cards remain interest free for up to 24 months. When Vancity transfers your balances from other cards, there is no transfer fee. A balance transfer fee of 3% on $1,500 is $45! Other financial institutions typically charge a fee of between 1% and 5% of the balance being transferred, which can really add up. If you regularly carry a balance, you may also want to consider switching to our low-interest rate enviro Visa card. You could save more than $100 in interest charges in just one year. Over time, even transfers as small as $1,500 can make a big difference to how much interest you will pay. You can save a lot when you transfer your high-interest rate credit card balances to your enviro Visa card. An Post trading as An Post Money is authorised as a credit intermediary by The Competition and Consumer Protection Commission.Write a detailed budget and set aside as much as you can spare to pay down your balance each month. An Post acts as a credit intermediary on behalf of Avantcard DAC, who provide loan and credit card services and facilities. ![]() The total amount repayable is €1,666.50 and cost of credit is €136.50.Īvantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland. ®Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International IncorporatedĢ2.9% APR assumes a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments, and Government stamp duty of €30. **The interest rate on money transfers is same as the purchase rate on your card and you can transfer from €100 up to 95% of your credit limit. Standard variable rate will apply once the balance transfer promotional period ends. *Information correct as of 15th June 2022 and not subject to salary restrictions, source CCPC.ie.
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